Supplement Your Retirement Plan with a Reverse Mortgage Loan
Homeowners age 62 & older can convert their home equity to cash & be better prepared for the future.
Are you curious about how much equity you can access through a reverse mortgage? Use our free calculator to get an instant estimate based on your home’s value, your age, and current interest rates.

How It Works
- No monthly mortgage payments (Borrower must continue to pay property taxes, homeowner’s insurance, and home maintenance costs.)
- Purchase a home with lower cash investments than a cash purchase.
- Pay off existing mortgage or other debts.
- Increase monthly cash flow or have a standby line of credit.
- Repair or remodel your home.
- Delay Social Security or Pension payouts.
- Cover health care expenses and prescription costs .
- Help with a divorce settlement.
- Helps insulate you from inflation.
- Maintains a standby reserve to give you options during market volatility.
- Help pay for taxes and or insurance.

This calculator does not approve you for a loan and is not an offer to make a loan to you. The estimates are based on the average current interest rate for a Home Equity Conversion Mortgage.

Barbara R
Florida
This was the best thing I ever did. Dealing with Todd Woodcock was wonderful; he walked me through it and gave me lots of information. Questions were answered anytime with no pressure. I contacted my Financial Advisor and with counsellors they help you to know if it's right for you. And that you understand it all. Now, no more worries about taxes and insurance.
I HIGHLY RECOMEND TODD WOODCOCK. HAVE PEACE OF MIND NOW!
I HIGHLY RECOMEND TODD WOODCOCK. HAVE PEACE OF MIND NOW!
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Johanna E
Florida
Todd was professional, communicative, and an expert in this field. He did an amazing job and made the reverse mortgage process a pleasurable experience.
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Missy G
Florida
Todd went above and beyond to assistant my parents with their reverse mortgage. He was patient and explained the process from beginning to end. I'd recommend Todd to anyone exploring the possibility of a reverse mortgage. Definite 5 star experience.
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Susan G
Florida
If you are considering a reverse mortgage, then look no further than Todd Woodcock, certified reverse mortgage professional! He is extremely knowledgeable, explains everything carefully and thoroughly, is very prompt with responses and answers all your questions! He makes his clients his #1 priority! I recommend him highly. In fact, I run a lifelong learning center in Florida, and I am bringing him to my school to give a workshop on reverse mortgages.
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Benefits for Parents – and Peace of Mind for You
A reverse mortgage can improve your parent’s quality of life, allowing them to:
- Access funds to cover daily expenses, healthcare, or home upgrades
- Remain in the home they love, without financial strain
- Avoid relying on their children financially
- Maintain independence while creating a safety net
As an adult child, this can bring peace of mind knowing your parent has the resources they need while preserving their dignity and independence.